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¹Minimum purchase amount does not include taxes and shipping. Qualifying cardholders received redemption details via email and/or direct mail during the offer period. Discount will not be applied until the Zales Card is selected as Payment Method and the Zales Card number is entered. Cannot be combined with other offers. Valid one time only. Duplicate offers will not be accepted. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. Offer excludes solitaire rings, Shahla, timepieces, specially priced items, Zales Essentials, clearance, closeouts, pre-owned watches, pre-owned jewelry, customized items, Diamond Events, loose stones, protection plans, and prior purchases. Offer excludes certain new items, designer brands, and licensed or exclusive collections. Offer cannot be combined with any other offer or coupon. Promotions, prices, styles, and availability may vary by store and online. See Jewelry Expert for details. Offer valid 10/1/26 - 10/31/26 at 11:59 PM CST.

²Qualifying cardholders received redemption details via email and/or direct mail during the offer period. Discount will not be applied until the Zales Card is selected as Payment Method and the Zales Card number is entered. Cannot be combined with other offers. Valid one time only. Duplicate offers will not be accepted. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. Offer excludes solitaire rings, Shahla, timepieces, specially priced items, Zales Essentials, clearance, closeouts, pre-owned watches, pre-owned jewelry, customized items, Diamond Events, loose stones, protection plans, and prior purchases. Offer excludes certain new items, designer brands, and licensed or exclusive collections. Offer cannot be combined with any other offer or coupon. Promotions, prices, styles, and availability may vary by store and online. See Jewelry Expert for details. Offer valid 10/1/26 - 10/31/26 at 11:59 PM CST.

³Offer only available at Zales and Zales Outlet stores. Qualifying cardholders received redemption details via email and/or direct mail during the offer period. Coupon must be presented at time of redemption and is valid in-store only for one-time use when payment is made in full with your Zales Credit Card on a newly initiated Repair service. Cannot be combined with other offers. Valid one time only. Duplicate offers will not be accepted. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. Discount cannot be redeemed on loose diamonds and gemstones, protection plans, purchases made with trade-ins, or on previous services. Any fine jewelry qualifies for this offer - we work on gold, platinum, and sterling silver jewelry. See Jewelry Expert for details.

⁴Offer only available at Zales and Zales Outlet stores. Qualifying cardholders received redemption details via email and/or direct mail during the offer period. Coupon must be presented at time of redemption and is valid in-store only for one-time use when payment is made in full with your Zales Credit Card on a newly initiated Custom Jewelry Design. Cannot be combined with other offers. Valid one time only. Duplicate offers will not be accepted. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. Discount cannot be redeemed on loose diamonds and gemstones, protection plans, purchases made with trade-ins, or on previous services. See Jewelry Expert for details.

⁵Bonus earnings may take up to 8 weeks to add to your Vault Rewards account. Bonus offer is 2 Gems per $1 spent for cardholders. Regular earning is 1 Gem per $1 spent. Offer is exclusive to Zales Credit Card holders enrolled in the Vault Rewards program. This rewards program is provided by Jared the Galleria of Jewelry, Jared Vault, Kay Jewelers, Zales, Kay Outlet and Zales Outlet and its terms may change at any time. For full Rewards Terms and Conditions, please see zales.com/vault-rewards-terms-and-conditions. Offer valid 10/1/26 - 10/31/26 at 11:59 PM CST.

^♢Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of August 2026, terms for new Accounts: Purchase APR of 35.99%. Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum interest charge of $3 in any billing period in which interest is due. Promotional Plan Transaction Fee is 2% of the promotional plan purchase. A fee of $2.99 per month may apply for each paper billing statement mailed to you. You can avoid this fee by enrolling in paperless statements. Existing Cardholders: see your credit card agreement for Account terms.

Credit card offers are subject to credit approval.
Zales Credit Card Accounts are issued by Comenity Capital Bank, a Bread Financial^® company.