You Found the One

Get it Now, Pay Later

Zero Down Special Financing1 on
purchases of $300 or more with
The Diamond Credit Card.



To apply for The Diamond Credit Card an online Zales.com account is required. Why?

If your application is instantly approved, you will have access to your credit immediately. Your credit card account information will be saved within your Zales.com account and then can be used when checking out online.

When creating an account please be sure to use the same email that you will use during the application process. If you already have a Zales.com account be sure to use the same email address when completing the credit application.

 

There’s a Plan for You

Special Financing1 options designed with your style and budget in mind.

Compare Plans

Choose a Special Financing1 option that fits your style when you use your Diamond Credit Card.

PAYBACK PERIOD

MINIMUM PURCHASE

INTEREST RATE

6-MONTH FINANCING2,*

$300

0% if paid in full within 6 months.

12-MONTH FINANCING2,*

$750

0% if paid in full within 12 months.

18-MONTH FINANCING2,*

$3000

0% if paid in full within 18 months.

36-MONTH FINANCING3,*
 

$1500
 

16.99% APR for 36 months. After that, purchase APR of 29.99%.

For the 6, 12, and 18 month credit plans, interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.

The Diamond Card Perks

Enjoy dazzling and exclusive benefits when you use your Diamond Credit Card!



Get Approved in an Instant
Applying only takes a few moments. Get approved and start shining instantly.


$50 Off4 for Your Birthday
Get $50 off4 a purchase during your birthday month with The Diamond Credit Card.


10% Off5 Repairs and Services
Dazzle today and forever with 10% off5 jewelry repair and services.