Payment Methods

• Payment Options
• Credit Card Identification Number (CIN)
• Zales Credit Card®
• Credit Disclosure
• PayPal
• Gift Card Redemption
• Promotional Discounts and Codes

Zales Credit Card

With credit approval^†, buying jewelry is easy with the Zales Credit Card. It is accepted at all Zales and Zales Outlet stores nationwide as well as online at Zales.com. The Zales Credit Card comes with a host of special benefits and protection.

• $0 liability on unauthorized purchases
• Optional credit insurance
• Online services, including account management, statements, unbilled activity and faster payments
• Use your card at Zales Jewelers, Zales Outlet and online at Zales.com

Applying for the Zales Credit Card is now easier than ever. Your online application can be processed within a matter of minutes.

^†Upon credit approval, start using your Zales Credit Card today: Apply now.

Billing Inquiries and Payments

For billing inquiries and payments, please contact us at:

*No Interest If Paid In Full In 6 Months
($500 minimum purchase required for online purchases)

If the promotional balance (which includes the promotional purchase and related fees for optional credit insurance) is not paid in full by the expiration of the promotional period or, to the extent permitted by law, if you make a late payment, interest charges will be imposed from the date of purchase. Minimum monthly payments of the greater of $20.00 or 3% of your promotional balance (which calculation is rounded up to the nearest dollar) are required plus any minimum monthly payment otherwise due. Making the minimum monthly payment will not pay off your promotional balance in time to avoid interest charges.

Your card agreement, the terms of the offer and applicable law govern this transaction including increasing APRs and fees and terminating the promotional period.